With so many of our friends and neighbors stuck without a job, we often forget that those people have financial obligations. Paying bills when it’s not enough to cover the essentials involves making tough choices. No one wants to pay the price but sometimes. A comprehensive list and order of events is listed below.
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Put mortgage and utility bills first. There is no shortage of foreclosure stories that don’t voluntarily take out a mortgage. Some people voluntarily do not give a mortgage and focus elsewhere.
- Pay your taxes. Even making a payment to your taxes is enough, but never forget to pay your taxes. The government will take everything you own to pay the tax bill, don’t play with this one.
- Reserve money for food, clothing and necessities such as toiletries, cleaners, etc. without food, shelter and house cleaning you live in squalor.
- Pays all other forms of insurance. Insurance protects your home from financial disaster like meeting that you had an accident.
- pay and your hobby. Entertainment includes cable, internet and cell phones. Cell phones are not necessary. For $15 per month you can get a basic line. Please note that credit before the pleasure comes.
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As your savings fail, you may have to make tough choices. Protecting your home and health come first. If you lose your car, then that day will come. But never stop looking for other sources of economic survival. You can’t even be financially productive. Some of the unemployed return to school and find work on campus. Remember that there are large student classifications—only jobs at colleges and universities. In some climates, being creative may require finding work. Also, don’t forget that military enlistment is a valid option if you are under the age of 42. Having a good textbook with college degrees. You can qualify for a warrant officer or officer candidate school immediately upon completion of your military occupational training. There are so many job options that you can’t explore.
This list is a list of the last things. Your top priority should be to find a job as quickly as possible and never track down pay bills. As someone with reduced energy, I know these choices are difficult, but make them carefully.
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Pay health insurance if you have children. This may sound odd, but not being able to take your child or yourself to the doctor in a life-threatening situation is inexcusable. Prompt medical treatment can save your life or the life of your child. You don’t need to think about whether you can afford it; you must think how to get there.
Pay your car payment. You need to searching a job. No car usually means no job.
