Michigan’s no-fault insurance laws do not require collision coverage. That is where the limited property damage liability or ministerial provision arises. Limited property liability insurance, which is a mini-malfeasance exception that allows Michigan accident victims to recover up to $500. their vehicle sometimes costs in some way. The purpose is to compensate the person who was not at fault in the car accident for out-of-pocket expenses resulting from the collision. Michigan’s mini tort law is predicated on people being free to buy their own collision coverage. If someone has existing collision coverage, the full vehicle repair from the accident risk will be paid. . However, even if someone has collision coverage, they can make mini-injury, incidentals, and out-of-pocket expenses as deductibles. There are different levels of collision insurance, but generally speaking it covers the cost of repairs to the driver’s own vehicle.
How do you call and what can be collected?
If you are without collision coverage on your car, or your coverage is limited, and you are less than 50 percent at fault in the accident, you may be able to recover some of your out-of-pocket costs to fix your car through a mini-malpractice. . As much as you can, as much as the fault, you are strong. For example, let’s say the damage to your car is $100 and the other driver is held 75 percent at fault for the accident. Then he would pay even $75. These cases are normally handled in a small claims court, but either party involved in the car can sue. have moved the case to a higher jurisdiction.
How do you file a Mini-Tort cry?
In order to receive compensation for vehicle damage, you can write a letter to the insurance company of the person who caused the accident, and ask for money. Include a police report proving the person who was at fault in the accident, a declaration form from your insurance company showing your coverage and an estimate of the vehicle’s repairs and/or photos including the license plate.
For an example of these letters you can send, visit the Michigan Mini Tort page. You have three years from the date of the car accident to file a mini injury lawsuit or claim your mini injury. After three years your claim will be time barred and you will not be able to make your mini injury claim under Michigan law.
