The NetSpend Prepaid Visa card is a popular way of doing things like depositing your paycheck directly to the card, or simply sending money to reload the card to another business or friend. NetSpend is particularly popular among the roughly 84 million Americans who do not have a traditional account. These citizens obviously still need a way to move money and receive money in the form of direct deposit, since many employers use direct deposit as a preferred or only method of payment. NetSpend cards still target this population, but they are also branching out and becoming popular gift ideas for young people and young adults who don’t know what they want to buy give them the freedom to spend what they want and reload the card when they can.
NetSpend Prepaid Visa Review:
Ease of getting a Card: Getting a NetSpend Card is very easy. The company now has over 30,000 locations where you can buy your first NetSpend card, which means you’ll be next. However, if you prefer, NetSpend will also mail you your initial prepaid debit card and you won’t even have to leave your home.
Fees Associated with NetSpend: The fees associated with NetSpend are quite steep, and some of them are quite questionable. This is one of the worst parts of the NetSpend card in my opinion. For example, if a customer wants to call and check their account the balance on their debit card is 50 cents, just check the balance. The company says you can check online for free, but there are still many people who use this card who probably don’t have internet access, and those fees are bad. Sending money with fees associated with NetSpend are typical, but they can add up over time.
Customer Service: Customer service has always been a strong point at NetSpend. If you need to speak to a representative with a question, you usually don’t have to wait very long, and they are always quite helpful.
Ease of using the card: The card is very easy to use, which is perhaps the most important thing. The power can be used anywhere, and it is very easy and convenient to use. The card can be reloaded and the maximum daily weight is high, which allows for a larger amount of cash if you are caught in a difficult place or locked up in the bank later in the evening.
Over: The NetSpend Prepaid debit/credit card is a great idea and one that many people should be using, but I advise everyone not to use them for small earners. NetSpend is simple to use and acquire, but they are certainly taxed a little higher than they should be.
