Clearcheckbook.com is a relatively new website, started in 2006 by Brandon O’Brien. Online budgeting programs are useful for anyone looking for ways to manage their wealth, but especially for instructing people who prefer a simple, intuitive approach to budgeting and money management. Unlike some personal finance software programs, Clearcheckbook is straightforward, easy to learn and easy to use. And it was free!
System Features
You can create as many accounts as you want on Clearcheckbook.com. Accounts are easily created and edited. Clearcheckbook.com does not link to your bank account; instead, you enter the transactions yourself. This is beneficial to many because it puts the budgeting process in your own hands: you can better keep track of your personal resources while taking a more active role in tracking your budget.
Budgeting Features
Clearcheckbook.com has many helpful budgeting programs. Allows for the creation of categories. You can define and list as many categories as you need, from groceries to entertainment. Once you’ve created your categories, you can set spending limits on each category. This feature allows you to carefully monitor your expenses so that you don’t overspend on your budget.
Clearcheckbook.com also allows you to set a spending limit for each account. If you want to be sure you don’t overspend on one account, you can quickly type in your limit. You will know by various indications when you have reached your limit; They turn orange as you near your limit and red when you reach it.
You can also set up reminders of pending bills or tasks, and set up the most frequent tasks.
Adding Entries
After logging into your Clearcheckbook.com account, you will be brought to your Account Summary page. Here you can see the balance of each of your accounts, as well as recent transactions. On this page you will find the Quick Add Entry tool. Here you can add transactions, citing time, location, amount, category, type (deposit/withdrawal), and account. Budgeting pages also allow for split entries, which eases the process of entering the correct categories for each activity.
Importing/Exporting Records
If you’ve used other personal finance software and want to import your records into clearcheckbook.com, you can do so very easily by using the import tool. QIF, OFX, and QFX files are supported.
Reports
Good budgeting practice requires that you spend and spend by spending. Clearcheckbook.com has a section for Reports where you can view your expenses in graphs and charts. The papers are easy to read and printable.
Mobility
For some people, using the budget-software software can be difficult in managing their own money, because the process is somewhat disjointed. ; that is, you do not review your finances at the time of shopping, but you sit down once a week or so and go into your business, only to find yourself at some point in the week. One of the great features about Clearcheckbook.com is its mobility. Using its integrated CheckBot software, you can check your account balances, check limits, and even add deposits and withdrawals. all from the convenience of a cell phone. Clearcheckbook.com has a list of codes that you can text back to view your account. With CheckBot, you can instantly see where your money stands.
Conclusion
Because Clearcheckbook.com is such a new website, there are sometimes small bugs that need to be worked out. But the features keep getting better and better. Also, if you run into a technical problem, send an email to the administrator. In my own experience, every email I received was polite and answered quickly. Developers are also excellent at integrating user suggestions into new versions of personal finance software. If you’re looking for a way to easily keep track of your records, try Clearcheckbook.com. It’s free, so nothing to lose!
