If your New Year’s resolutions are to save more, spend less, and get out of consumer credit debt, you’re in luck. I had the opportunity to discuss how to make small, yet big financial changes this year with Daniel Bowen, the young founder of etfrugal.com. Y&F; is a popular blog for young professionals that provides […]
Tag Archives: Debt Snowball
My husband and I recently took a class at our church called Financial Peace University, which is a set of eleven videos made by financial guru, Dave Ramsey. On the Dave Ramsey Show on the Fox Business Channel, he said, “Debt is dumb. Cash is king. And the mortgage is the house. The mortgage has […]
When money is tight, we all look for ways to cut corners. We all look for a plan that will make our money go further. One plan that I have found that has consistently helped my family stay on track with our finances is Dave Ramsey’s baby steps. You may have heard of Dave Ramsey, […]
If you haven’t figured it out yet, credit companies aren’t bothering you because they’ve somehow heard that you manage your money well. Statistics show that the college offers students up to six credit cards, one-month pre-approval, low APRs, free balance transfers and a good lifestyle. But the truth is that credit card companies will give […]
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If debt reduction seems like a pipe dream, you may need to adjust your approach. With the right choice on how to attack your debt, you may find that you can do more than reduce your debt. Becoming debt free could be a reality. One method that has been employed successfully by many people […]