One day over the summer, my husband picked up his mail and found a letter from a collections agency demanding a payment for a $145 past due bill. He was perplexed, since he’s fanatical about keeping current on all of his bills and didn’t remember owing anyone $145. Then he looked closely at the letter […]
Tag Archives: Fair Debt Collection Practices Act
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Jun
Jun
You come home from work and take off your shoes, wincing because your toes have been pinched. You change into jeans and a ratty old t-shirt and settle down on the couch to watch your favorite reality show. Then – of course – the phone rings in its cradle, and you get up to check […]
A debt collector can sue you for pennies at any time. For the most part, collection agencies will not file a lawsuit unless there is a specific cause. You will finally be able to get a letter of the day received. It’s hard to fight debt if you have to, but you can still fight […]
This is an example of a Debt Validation letter. Please do not use these letters word for word as many similar letters have been used. Make your message your own and change it around to fit your needs. These letters must be sent ASAP, within the deadline after you receive your first letter, they can […]
Have you heard of NCO Financial Systems Incorporated? If not, you definitely need to know about them. This is a collection agency that plays dirty pool. Really, really dirty pool. I first became aware of NCO Financial Systems when I began receiving voicemails from them about two weeks ago. The voicemails simply stated that so-and-so […]