My first credit card account was opened when I was 18. I felt free, I felt adult, I was happy with the card. I was charged $200.00 from Capitol One Bank. They actually charged me a $3.00 a month fee seeing as how I was new to the credit card world when I went with […]
Tag Archives: Late Fee
Credit companies seem convinced that they have the right to charge whopping late fees of $39 and higher for payments that are even hours away. They practice deceptive mechanisms, such as frequently changing the terms of the written credit agreement, moving the times of the debts and credits are received for payment the next day, […]