Wells Fargo Bank Online Banking User Tips

Wells Fargo is an internationally renowned company that is headquartered in San Francisco, California. Currently the 5th largest bank in America, it was the nation’s first bank to offer its customers online account access; at the same time, it also has a vibrant telephone banking network, ensuring that its customers are able to take advantage of all the benefits the company has to offer without having to set foot inside one of the more than 5,928 storefronts. Presently boasting about 23 million customers, it is quite obvious that Wells Fargo Bank is doing something right.

Wells Fargo Bank online banking enables customers to:

– View accounts including canceled checks, deposits made, and statements that are up to date.

Pay bills to any individual or business within the United States and schedule payments ahead of time, thus taking the worry out of missed due dates. Adding payees is as simple as either picking from a ready made list or personally entering in a payee’s data. This service is free for those who keep a combined total of $5,000 in all of their Wells Fargo accounts, while all others only pay $6.95 per month for up to 25 monthly transactions. You are not limited to the 25 transaction limit, however, and each additional transaction only costs $0.40.

– Transfer funds between accounts that are owned by the consumer – such as a savings, checking, and mortgage account – as well as accounts that belong to other consumers and even brokerages.

– With the help of the Internet, Wells Fargo Bank online banking customers may also initiate securities trades or place certain funds and stocks on a watch list, apply for bank products (such as accounts and loans or lines of credit, travelers cheques or gift cheques), and update their customer profile. The latter includes a change of username, password, address, email address, and also privacy preferences.

In addition to the foregoing, Wells Fargo online banking enables consumers to take an active hand at controlling their expenses by tracing a spending report and also setting up a savings plan.

Alerts will be sent out to your email account if transactions on your account are noted which may be unusual either in the amount of money involved or the quantity of charges incurred on any given day. You may also choose to be alerted if a certain transaction occurs you are hoping to track, like a check’s clearing, a payment coming due, or a deposit having been made. Each account features a set-up and edit function for alerts, where delivery methods may be a primary and secondary email account.

To take advantage of Wells Fargo Bank online banking privileges, simply log in to their site and choose the option that is right for you: are you looking to set up a personal, small business, or commercial online banking account? Familiarize yourself with the various attributes that are available online. Do not forget to learn about the various security features that make banking with Wells Fargo safe and secure while at the same time remaining on the cutting edge.

Consider for example that you are covered completely for any monies taken out of any Well Fargo account that is done in a transaction which did not have your approval, and this will put to rest any lingering qualms you may have had about entrusting your finances to cyberspace.

Yet Wells Fargo Bank online banking privileges do not end there! Apply for and service a plethora of loan and credit products such as auto loans, credit cards, student loans, military banking accounts, personal loans and credit lines, and home equity loans. Find out about insurance products that will protect your home, auto, related products, and also business, and finally receive a well rounded investment education about a variety of different money making options for you.

Source

http://www.wellsfargo.com

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